Category Archives: crime

Worldwide Financial Meltdown – Dying Dollar, Rising Oil Prices, and the Euro …What Wall Street Doesn’t Want You to Know?

Oil prices per barrel rise between $15 to $20 in response to U.S. financial policy and maneuverings anticipating a devaluation of the dollar.  OPEC sees the dollar as near toilet paper in the upcoming future. Meanwhile the Euro gains 4% on the dollar in a single day on September 22, 2008 …the most since the inception of the Euro in 1999.

To do currency exchange or invest online go through my forex account (same price for you): http://ads.easy-forex.com/Gateway.aspx?gid=104994

My suggestion is invest in gold, Euros, or the Paulson Credit Opportunities Fund (Paulson & Co. Inc.) since he just made $3 to $5 billion on the sub-prime mortgage crisis. The other Paulson is making all the major decisions on the U.S. economy, while the Paulson Fund is bringing in investors from Europe, and has Greenspan working for it.
 
To do currency exchange or invest online go through my forex account (same price for you): http://ads.easy-forex.com/Gateway.aspx?gid=104994
 
Paulson has the likes of billionaire George Soros courting him and Peter Soros his brother also invest in his fund.   Greenspan is one of the most astute on global financial markets and he is advising Paullson.

Amazing 60% gains for Paulson’s fund in a single month (February 2007) also come with occasional monthly losses of 3 to 5% (miniscule in proportion) so be in it for the long term and have some intestinal fortitude so as to not unecessarily panic.  I’d rather put my money with the international bankers, merger titans, and guys pulling political strings on the economy than anybody else. 
 
To do currency exchange or invest online go through my forex account (same price for you, just commission goes to me): http://ads.easy-forex.com/Gateway.aspx?gid=104994

Paul F Davis – worldwide speaker, author, and prophet

www.PaulFDavis.com

RevivingNations@yahoo.com

Advertisements

Leave a comment

Filed under america, america & politics, American economy, american people, consumer fraud, crime, disgruntled taxpayers, dollar, dying dollar, economy, euro, finance and economics, financial markets, financial meltdown, oil prices, U.S. economy, wall street, worldwide financial meltdown

Hyundai Liars – Universal Hyundai Financing Scam, Fraud, Deceiving Car Buyers

This morning I saw an ad at Universal Hyundai for 0% down payment and 0% APR for new car purchases. Upon arriving, I got nothing but lies, deceit, manipulation, and the proverbial bait and switch.

Today my wife and I went to Universal Hyundai, 12751 S. Orange Blossom Trail, Orlando, FL 32837 and were shown a lovely 2009 Hyundai Sonata by a charming salesman.

Once we spent several hours test driving the cars we were to choose from and bickering with the salesman as to price, it seemed we were nearly ready to finalize our purchase.

But not until we were thrown a clever financial scam, attempting to defraud, and deceive we the car buyers. Upon coming to an agreement for a purchase price of $15,987, we then noticed how many additional fees – taxes, dealear fees, etc. added up to $18,099.59.

Upon stomaching these exorbitant fees and preparing to finalize the purchase, we agreed to make a $4,000 down payment, leaving us with a balance of $14,099.59 to finance.

The charming salesman first said we would get 6.9% APR on the interest rate. However once our social security numbers and credit report were run, we suddenly were informed our APR would be 9.9% APR. Being a bit willing to go a little further to get this car, we played along.

At this point the salesmen started to back off, going in and out of the inner glassed caged room to talk to the finance guys (most overweight and grumpy), who massaged and manipulated numbers in an attempt to greatly rip us off.

We were originally told by the Hyundai sales rep our monthly payments would be $219 a month if we made a $4,000 down payment. Doing some simple math I calculated the remaining amount owed $14,099.59 multiplied by (1 + .099 interest for the annual APR) equalling $15,495.45 to be divided over 72 month payments at $215.21.

Then the fun began when the lying financiers at Universal Hyundai began their deceptive financing and massaging the numbers to make hefty profits. They said we would have to make monthly payments of $262.95 for 72 months – which I multiplied through totalling a $18,932.40 + $4,000 down payment to arrive at a grand total of $22,932.40 for a car originally priced at $15,987 nearly a $7,000 mark up.  The 0% APR and 0 down was a blatant lie, scam, and attempt to defraud.

Interestingly, the so called 9.9% APR promised ($14,099 divided by $15,495.45) in actuality turned out to be 34.276% APR with their new manipulated numbers at $22,932.40.

Don’t deal with Universal Hyundai. As I told them in front of all other prospective buyers on the sales showroom, “You guys are crooks!”

Paul F Davis – worldwide minister, consumer advocate, and author

www.PaulFDavis.com

RevivingNations@yahoo.com

Leave a comment

Filed under buyer beware, car buyers, confronting corruption, conspiring to defraud, consumer advocacy, crime, customary business practices, disgruntled consumers, fraud, hyundai, universal

USAA Auto Insurance Complaints: Power to the People – Expose, Confront, and Launch Media War Against USAA

Beat your lying & cheating insurance company to get thousands more $$$ you deserve and paid for with your hard earned premiums for years. Get what you deserve from your accident & personal injury claim.

http://www.mindbites.com/lesson/2605-beat-your-insurance-co-get-thousands-more

Let’s come together and march in protest on USAA’s corporate headquarters in San Antonio, Texas. Disgruntled military, mothers, children, fathers, granfathers, grandmothers, aunts, and uncles let’s show USAA “Don’t mess with Texas, nor the American people!”

Power to the people!  Let’s organize, strategize, and nationally vocalize our complaints!

www.PaulFDavis.com

RevivingNations@yahoo.com

Paul F. Davis is a world-changer who has touched over 50 countries & 6 continents building bridges cross-culturally and empowering people throughout the earth to live their dreams!

 

Paul is the author of 14 books. Paul has appeared on numerous internationally broadcast radio shows from Oprah & Friends to Fox News Radio to talk about conflict resolution, peacemaking, foreign policy, and diplomacy. Playboy Radio’s Afternoon Advice host Tiffany Granath calls Paul an “awesome” relational coach and recommends his books on love, dating, and sexuality.

 

Academically outstanding Davis was trained in transformative mediation & conflict resolution (Hofstra Law School); strategic negotiations (Harvard Business School & U. of Washington); advanced interrogation (Reid & Associates founders of the polygraph); and NLP & Life Coaching (NLP & Coaching Institute of California).

 

Paul humorously and elegantly transforms individuals and organizations.

 

Paul’s organization Dream-Maker Ministries builds dreams, transcends limitations, and reconciles nations.

 

Paul worked at Ground Zero in NYC during 9/11; helped rebuild a home at the tsunami epicenter; comforted victims of genocide in Rwanda; spoke to leaders in East Timor during the war; inspired students & monks in Myanmar; promoted peace & reconciliation in Pakistan; and has been so deep into the bush of rural Africa where villagers had never before seen a white man.

 

Paul empowers people to love passionately and live fearlessly.

 

http://www.PaulFDavis.com

 

RevivingNations@yahoo.com

Leave a comment

Filed under 60 minutes, adventure, afflicting pain and suffering, america, american people, angry insured, backbone, bad faith claim, bravery, breach of contract, christian conservative, claims adjuster, class action, commitment, confronting corruption, conspiring to defraud, consumer advocacy, consumer fraud, crime, customary business practices, daring democrats, disgruntled consumers, documentary filmmaker, don't mess with texas, editor, emotional duress and stress, facing the giants, families, family & friends, fl, florida, freedom, grass roots, green party going against corporate crooks, human rights and peace, insightful independents, insurance regulation, investigative reporter, law & order, legal matters, leveling goliath, lies and deceit, media war, meet the press, michael moore, military, moral majority, movement, overcoming adversity, power to the people, press, prophetic army, protest, publicity, punitive damages, radical republicans, rico act, san antonio, subrogation, support the troops, total loss valuation, treble damages, true democracy, unfair insurance practices, usaa, vehicle history, violated, voice of conscience, voice of truth, whistleblower

Documentary Filmmakers, Videographers, Editors, Whistleblowers Needed to Expose USAA and Insurers to America

Beat your lying & cheating insurance company to get thousands more $$$ you deserve and paid for with your hard earned premiums for years. Get what you deserve from your accident & personal injury claim.

http://www.mindbites.com/lesson/2605-beat-your-insurance-co-get-thousands-more

Whistleblowers (inside and out USAA) needed to go public about USAA and big insurers defrauding the American people daily. Help make a documentary film to expose big insurance companies ripping off the little guy and disregarding all human suffering as they fill their financial coffers with more dough by way of our hard earned premiums.

Videographers, editors, documentary filmmakers needed to capture this monumental expose on USAA and big insurers across the country. The sequel to Michael Moore’s “Sicko” as we the people get empowered and take this movement of emancipation from corporate crookery to the next level.

Let’s come together people, join forces, and use the power of the media to vocalize insurance fraud on a grand unprecedented scale.  The bigger they are, the harder they fall.

Give me some Davids willing to take on and battle Goliath!

Paul F Davis

RevivingNations@yahoo.com

www.PaulFDavis.com

Paul F. Davis is a world-changer who has touched over 50 countries & 6 continents building bridges cross-culturally and empowering people throughout the earth to live their dreams!

 

Paul is the author of 14 books. Paul has appeared on numerous internationally broadcast radio shows from Oprah & Friends to Fox News Radio to talk about conflict resolution, peacemaking, foreign policy, and diplomacy. Playboy Radio’s Afternoon Advice host Tiffany Granath calls Paul an “awesome” relational coach and recommends his books on love, dating, and sexuality.

 

Academically outstanding Davis was trained in transformative mediation & conflict resolution (Hofstra Law School); strategic negotiations (Harvard Business School & U. of Washington); advanced interrogation (Reid & Associates founders of the polygraph); and NLP & Life Coaching (NLP & Coaching Institute of California).

 

Paul humorously and elegantly transforms individuals and organizations.

 

Paul’s organization Dream-Maker Ministries builds dreams, transcends limitations, and reconciles nations.

 

Paul worked at Ground Zero in NYC during 9/11; helped rebuild a home at the tsunami epicenter; comforted victims of genocide in Rwanda; spoke to leaders in East Timor during the war; inspired students & monks in Myanmar; promoted peace & reconciliation in Pakistan; and has been so deep into the bush of rural Africa where villagers had never before seen a white man.

 

Paul empowers people to love passionately and live fearlessly.

 

http://www.PaulFDavis.com

 

RevivingNations@yahoo.com

Leave a comment

Filed under 60 minutes, AC 360 keeping them honest, adventure, afflicting pain and suffering, bad faith claim, business, economics, commerce, christian conservative, class action, confronting corruption, conspiring to defraud, consumer advocacy, consumer fraud, crime, customary business practices, daring democrats, documentary filmmaker, editor, emotional duress and stress, facing the giants, florida, green party going against corporate crooks, harassment, insightful independents, insurance regulation, investigative reporter, law & order, legal matters, leveling goliath, lies and deceit, media war, meet the press, michael moore, moral majority, power to the people, press, prophetic army, protest, punitive damages, radical republicans, rico act, sicko, subrogation, total loss valuation, treble damages, unfair insurance practices, usaa, vehicle history, videographer, vin, voice of conscience, voice of truth, whistleblower

Class Action Lawsuit Attorney with Backbone and Guts Wanted to Sue USAA

Beat your lying & cheating insurance company to get thousands more $$$ you deserve and paid for with your hard earned premiums for years. Get what you deserve from your accident & personal injury claim.

http://www.mindbites.com/lesson/2605-beat-your-insurance-co-get-thousands-more

Is there a class action attorney with backbone and guts in America willing to take on corporate corruption, expose the fraudulent system and complicit insurance regulators who tolerate such nonsense at the suffering of the consumer?

Become famous by battling the big insurance companies and their flawed valuation methodology by which they devalue consumers vehicles daily and fill their financial coffers as we the people suffer.

Paul F Davis – consume advocate, author, documentary filmmaker and minister

www.PaulFDavis.com

Leave a comment

Filed under adventure, afflicting pain and suffering, attorney, backbone, bad faith claim, battle, bravery, breach of contract, ccc valuescope, claims adjuster, class action, conspiring to defraud, consumer advocacy, consumer fraud, crime, customary business practices, emotional duress and stress, fl, florida, fun jobs, fun profession, guts, harassment, human rights and peace, insurance regulation, law & order, lawyer, legal matters, lies and deceit, overcoming adversity, punitive damages, rico act, subrogation, total loss valuation, treble damages, unfair insurance practices, usaa, vehicle history, vin

USAA – When an Insurer Withholds Information on Auto and Salvage Values

Beat your lying & cheating insurance company to get thousands more $$$ you deserve and paid for with your hard earned premiums for years. Get what you deserve from your accident & personal injury claim.

http://www.mindbites.com/lesson/2605-beat-your-insurance-co-get-thousands-more

August 4, 2008

 

USAA,

 

Your phone call was received, but no previously mentioned questions were addressed, nor answered in your voice message. Please kindly respond in writing as my schedule is very chaotic as I attend to my physical injuries and visit various medical professionals throughout the day.

 

Since you are so confident concerning your salvage facility’s valuations, please kindly provide the name of said facility, along with the full report as to how they calculated the salvage value to my car.

 

As to your comment to reimburse up to $400.42 in sales tax, I need something more definitive and solid.  The language “up to” is very vague, intentionally ambiguous, and unreliable.

 

Since you “value my business and serving all my financial needs”, as you commonly state when concluding all correspondence to me, please kindly show such due diligence to me your fiduciary to whom you are legally and morally obligated. You may begin by providing me:

 

1.An exact amount in sales tax and fees for the replacement car.

 

2.The salvage facility’s name and full report as to how they calculated and arrived at their valuation.

 

3.The language in my USAA policy and the Florida statutes that you are claiming necessitates me forfeiting my car’s title to you.

 

Please show good faith by answering the above in full.  Your neglect in doing so thus far is prolonging the replacement of my insured vehicle (which my entire family relies upon) and perpetuating our pain, while intensely stressing out and burdening my entire family that trusted you our insurer to provide us a replacement car as promised in your policy.

 

Paul F Davis

 

ps. Please do not wait for a phone call to answer the above questions and concerns in writing.

 

 

 

Mon Aug 04 11:02:20 CDT 2008

 

August 4, 2008

 

Dear USAA,

 

Please kindly reimburse us for our next two weeks of rental cars under the uninsured motorist policy, while we wait for your reply to the Department of Insurance Regulation.

 

Your decision to withhold necessary information previously and repeatedly requested is intentionally delaying the process and prompt replacement of our vehicle.

 

I had to say good night and comfort a crying and weeping wife, distressed and demoralized by the fact that her father when visiting us in July spent his last $300 to attend to our car to ensure his daughter had a safe and operational vehicle. Now after being hit by a drunk driver the same day all repairs were finalized, we are being mistreated by USAA our insurer who is failing to exercise the utmost good faith, entirely disregarding our interests, and violating we the fiduciary.

 

Paul F Davis

 

www.PaulFDavis.com

 

 

 

 

Leave a comment

Filed under afflicting pain and suffering, bad faith claim, breach of contract, ccc valuescope, claims adjuster, conspiring to defraud, consumer advocacy, consumer fraud, crime, customary business practices, emotional duress and stress, florida, harassment, insurance regulation, law & order, legal matters, lies and deceit, overcoming adversity, punitive damages, rico act, subrogation, total loss valuation, treble damages, unfair insurance practices, usaa, vehicle history, vin, withholding information

USAA Claims Adjuster – Not Pain Adjuster, Value Diminishers

Beat your lying & cheating insurance company to get thousands more $$$ you deserve and paid for with your hard earned premiums for years. Get what you deserve from your accident & personal injury claim.

http://www.mindbites.com/lesson/2605-beat-your-insurance-co-get-thousands-more

USAA claims adjuster

Handsomely profiting and

Profusely resisting paying up

Fight them with all you can muster!

As they pocket all the annual premiums

Using their hired gun CCC Valuescope

To lowball and dupe the insured like a dope

Use comp vehicles with excessive records

Few are smart enough to check VIN numbers

Remember the insurance industry’s foretold stats

Few hard working Americans have time for that

Overworked and too busy with family to investigate

Therefore there is lots of room to cleverly deviate

From serving the fiduciary with the utmost good faith

Most know without a car unemployment is their fate

Thus most settle quickly and take what scraps they can get

Otherwise their losses increase as they stress and sweat

Meanwhile the insurance giants fill the coffers to overflowing

Greedily denying, depriving, devaluing, and dastardly disgracing

Breaching good faith contracts, withholding requested information

Because making money is insurance companies grand preoccupation

Never mind the means as they employ lies, deceit, and intimidation

Make power plays, burden with paperwork, and bury in bureaucracy

This is what state insurance regulation departments call democracy?

Perhaps hypocrisy and mafia like racketeering is far more appropriate

Is it any wonder lawyers and their firms keep hiring more associates?

Where is the Attorney General while all of this is devilishly going on?

Nowadays it seems nearly impossible to get what is fully do you

Without being heavily lawyered up with seasoned litigators for trial

Insurance companies know most folks can be persuaded to settle

Persuaded to take crumbs rather than to sue a deceitful someone

Yet when will the corporate crooks finally be confronted and fully pay?

It is time for those with righteous indignation to arise and save the day!

Paul F Davis – consumer advocate and minister
www.PaulFDavis.com

Paul F. Davis is a world-changer who has touched over 50 countries & 6 continents building bridges cross-culturally and empowering people throughout the earth to live their dreams!

 

Paul is the author of 14 books. Paul has appeared on numerous internationally broadcast radio shows from Oprah & Friends to Fox News Radio to talk about conflict resolution, peacemaking, foreign policy, and diplomacy. Playboy Radio’s Afternoon Advice host Tiffany Granath calls Paul an “awesome” relational coach and recommends his books on love, dating, and sexuality.

 

Academically outstanding Davis was trained in transformative mediation & conflict resolution (Hofstra Law School); strategic negotiations (Harvard Business School & U. of Washington); advanced interrogation (Reid & Associates founders of the polygraph); and NLP & Life Coaching (NLP & Coaching Institute of California).

 

Paul humorously and elegantly transforms individuals and organizations.

 

Paul’s organization Dream-Maker Ministries builds dreams, transcends limitations, and reconciles nations.

 

Paul worked at Ground Zero in NYC during 9/11; helped rebuild a home at the tsunami epicenter; comforted victims of genocide in Rwanda; spoke to leaders in East Timor during the war; inspired students & monks in Myanmar; promoted peace & reconciliation in Pakistan; and has been so deep into the bush of rural Africa where villagers had never before seen a white man.

 

Paul empowers people to love passionately and live fearlessly.

 

http://www.PaulFDavis.com

 

RevivingNations@yahoo.com

Leave a comment

Filed under attorney general, bad faith claim, breach of contract, business, economics, commerce, ccc valuescope, claims adjuster, consumer advocacy, consumer fraud, crime, customary business practices, finance and economics, florida, harassment, human rights and peace, insurance regulation, law & order, legal matters, lies and deceit, punitive damages, rico act, safety, subrogation, total loss valuation, treble damages, unfair insurance practices, usaa, vehicle history, vin