Microbase c/o MicroDecisions Sues Realtors and Appraisers – Florida Realtors Warn Beware of the Brit

Before doing business with MicroDecisions and CEO Peter Liggatt, consider the other 95 lawsuits initiated in Orange County, Florida by MicroDecisions suing many realtors and appraisers for breach of contract when they tried to terminate their service. Learn the questionable and highly disputable modus operandi of MicroDecisions.

Check your county records on Microbase, MicroDecisions, and Peter Liggatt before signing a contract. Exercise due diligence and make no assumptions. Get a full background check and extensive records search.
 http://paulfdavis.govrecords.hop.clickbank.net/?tid=YQVZH6LZ
 http://paulfdavis.crimecheck.hop.clickbank.net/?tid=YQVZH6LZ

God only knows how many lawsuits Microbase c/o MicroDecisions has initiated across Florida considering the company claims to provide online data for over 40 counties throughout the state of Florida and aspires to provide bulk data for the whole of Florida.

Before doing business with Microbase c/o MicroDecisions it is advisable to do some homework in your respective county and evaluate the number of realtors and appraisers Microbase c/o MicroDecisions has sued there. The typical lawsuit costs realtors and appraisers around $2,000 before bearing the burden of legal fees and courts costs.

It seems signing a 12 month contract with Microbase c/o MicroDecisions can turn into a nightmare if you don’t read the small print on the back, which provides for automatical annual renewals which MicroDecisions c/o Microbase and Peter Liggatt are prepared to sue for to collect if a company fails to cancel according to all their timetables and rigid stipulations.

Sincere cancellation attempts may not keep your company out of court if you fail to read the fine print and adequately prepare for MicroDecisions and Liggatt’s clever contracts, which apparently have proven profitable based on the amount of lawsuits MicroDecisions has filed across Florida’s courts.

Questionably unconscionable contracts and deceptive billing practices should be strictly forbidden by the Better Business Bureau, Orange County’s Consumer Fraud Unit, and the Florida Real Estate Commission. Contact these regulatory agencies to file your complaint and protect consumers against fraud and unethical behavior.

Don’t let the litigious Britisher get your buck and laugh all the way to the bank. Consider the many lawsuits MicroDecisions filed against companies formerly doing business with it. Don’t make the mistake of many other realtors and property appraisers across Florida.

Should you error and enter into a contract with Microbase c/o MicroDecisions and later need mediation, contact Paul F. Davis to represent you.
RevivingNations@yahoo.com
http://www.PaulFDavis.com

Paul F. Davis is a world-changer who has touched over 50 countries, more than 50 islands, and 6 continents empowering people throughout the earth to live their dreams!

Paul is the author of 14 books and premier life coach building dreams, breaking limitations, and transforming individuals and organizations. Paul is a change master that knows how to play with pain, while elegantly and humorously navigating through transition to ride the waves of change.

– Paul worked at Ground Zero in New York City the first week of 9/11, two stops from Brooklyn Heights where Paul used to live. Paul drove a rental car up to NYC from Orlando, FL as all airports were shut down for national security reasons.

– Paul helped a Muslim young man rebuild his home at the tsunami epicenter in Indonesia and spoke to tribal groups in Wamena who are “naked and not ashamed.”

– Paul comforted victims of genocide in Rwanda and Burundi where 1.2 million people were slaughtered.

– Paul spoke to leaders in East Timor during the war for independence before the UN recognized the new nation.

– Paul addressed University students and monks in Myanmar working together to achieve democracy.

– Paul spoke throughout war-torn East Africa journeying deep into the “bush” where villagers have never seen a white man.

– Paul lived in and lectured throughout India and China the two largest populaces on earth.

– Paul journeyed to Pakistan twice since 9/11 to speak to large audiences about peace, non-violence, and reconciliation.

http://www.PaulFDavis.com

# # #

Paul F. Davis is a world-changer who has touched over 50 countries, more than 50 islands, and 6 continents empowering people throughout the earth to live their dreams!

Paul is the author of 14 books and premier life coach building dreams, breaking limitations, and transforming individuals and organizations. Paul is a change master that knows how to play with pain, while elegantly and humorously navigating through transition to ride the waves of change.

RevivingNations@yahoo.com
http://www.PaulFDavis.com

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Mortgage Fraud in Florida – Attorney General suit Largest Mortgage Fraud Case in the United States

[b]For a real estate property appraiser who does not inflate housing prices, turn to Florida’s Mid-State Appraisals for trustworthy, accurate, and timely appraisals with a fast turnaround time.[/b]

http://midstateappraisals.org/

midstateappraisals@earthlink.net

The Florida Attorney General sued 10 companies and 15 individuals for their alleged roles in a major mortgage fraud scheme in September, 2008 precipitating and preceding widespread bankruptcies on Wall Street.

Given the number of defendants, the case may be the largest mortgage fraud case ever filed in the United States. According to the lawsuit filed here in Orlando, the ring obtained more than $37-million in mortgages for at least 60 home purchases and siphoned off more than $6-million of the proceeds for their own use. Approximately 50 of the houses later went into foreclosure.

The particular situation victimized the economy according to Florida’s Attorney General Bill McCollum. The group of white-collar professionals systematically defrauded banks and mortgage lenders, stealing millions for their own personal use and leaving a gaping hole in the system.

According to the St. Petersburg Times, starting in July 2005 and continuing through at least January 2007, three of the ring’s leaders allegedly defrauded lenders by recruiting “straw buyers” with good credit and using them to create false applications to buy homes throughout Central Florida.

Even more astonishing and frightening is the lawsuit, filed by the Attorney General’s Mortgage Fraud Task Force, claims the ring conspired with Realtors to artificially inflate purchase prices, thus enabling them to obtain larger mortgage loans.

Considering this type of fraudulent activity is happening nationwide with realtors, mortgage brokers, and straw buyers collectively conspiring to deceive the banking industry; the American economy could be bankrupted rather quickly without aggressive regulation and enforcement.

Artificially boosting the prices of homes and providing mortgages far more than the actual sales price with the buyer or a third party pocketing the difference is a federal offence. Unfortunately for the American economy, it seems this type of activity has been going on for quite some time.

[b]For a real estate property appraiser who does not inflate housing prices, turn to Florida’s Mid-State Appraisals for trustworthy, accurate, and timely appraisals with a fast turnaround time. [/b]

http://midstateappraisals.org/

midstateappraisals@earthlink.net

The Attorney General’s office said there may be a separate investigation by the state Department of Business and Professional Regulation, which oversees the real estate industry. Thankfully, Attorney General Bill McCollum is aggressively prosecuting the fraud ring. This is precisely the type of aggressive legal intervention Florida and the American economy so desperately need.

Otherwise we would all be better served investing our dollars in a stronger, less volatile currency, with a more stable and regulated banking system such as the Euro or Chinese Yuan. For those with less intestinal fortitude, gold has proven a sure safe haven for centuries during economic decline and times of turbulence.

http://ads.easy-forex.com/Gateway.aspx?gid=104994

http://www.bullionvault.com/#paulfdavis

[b]Mid-State Appraisals founder Paul Davis has outstanding qualifications:[/b]

– State Certified Residential Real Estate Appraiser (License RD # 2667)

– Licensed Real Estate Broker (License BK # 161133)

– State Certified Building Contractor (License CBC # 040794)

– Over 20 Years of Professional Service to Eustis and Central Florida

– Unparalleled Knowledge and Outstanding Experience

– Efficient, Attentive, and Committed to Clients Needs

[b]Mid-State Appraisals[/b] provides professional services to Lake, Orange, Seminole, Osceola, Sumter, and the Davenport area of Polk County. Midstate Appraisals services are provided by committed professionals, dedicated to quality work, detailed research, and timely completion of assignments. Expect a speedy, accurate, and no hassle appraisal.

All appraisal reports comply with the Uniform Standards of Professional Appraisal Practice (USPAP).

Mid-State Appraisals staff has 20 years combined real estate experience of appraising properties in Eustis and Central Florida. They offer competitive fees, service 6 counties, are approved with nearly all major lenders, use the latest in computer technology, provide fast, consistent turnaround time and are licensed and insured by the State of Florida.

http://www.midstateappraisals.org

midstateappraisals@earthlink.net

[b]Paul Davis[/b] is a trusted and reputable property appraiser frequently called upon by Eustis and Central Florida’s banks, homeowners, and savvy real estate investors to assess property values. A builder for over 20 years and also a real estate broker, Paul Davis brings a wealth of knowledge to the table as an appraiser.

Paul’s company Mid-State Appraisals serves Central Florida (Lake, Orange, Seminole, Osceola, Sumter and Davenport in Polk counties).

Contact Paul Davis and Mid-State Appraisals for your next appraisal:

Office: 352-242-9973

Cell: 352-636-6672

Fax: 352-242-4912

midstateappraisals@earthlink.net

http://www.midstateappraisals.org

Astatula Real Estate Property Appraiser – high quality appraisals in a timely manner for Astatula

Mid-State Appraisals is Astatula and Lake County’s preferred residential real estate property appraiser providing high quality, competent appraisals in a timely manner.

http://www.midstateappraisals.org

midstateappraisals@earthlink.net

Mid-State Appraisals founder Paul F. Davis has outstanding qualifications:

– State Certified Residential Real Estate Appraiser (License RD # 2667)

– Licensed Real Estate Broker (License BK # 161133)

– State Certified Building Contractor (License CBC # 040794)

– Over 20 Years of Professional Service to Astatula and Central Florida

– Unparalleled Knowledge and Outstanding Experience

– Efficient, Attentive, and Committed to Clients Needs

Mid-State Appraisals provides professional services to Lake, Orange, Seminole, Osceola, Sumter, and the Davenport area of Polk County. Midstate Appraisals services are provided by committed professionals, dedicated to quality work, detailed research, and timely completion of assignments. Expect a speedy, accurate, and no hassle appraisal.

All appraisal reports comply with the Uniform Standards of Professional Appraisal Practice (USPAP).

Mid-State Appraisals staff has 20 years combined real estate experience of appraising properties in Astatula and Central Florida. They offer competitive fees, service 6 counties, are approved with nearly all major lenders, use the latest in computer technology, provide fast, consistent turnaround time and are licensed and insured by the State of Florida.

http://www.midstateappraisals.org
midstateappraisals@earthlink.net

Paul Davis is a trusted and reputable property appraiser frequently called upon by Astatula and Central Florida’s banks, homeowners, and savvy real estate investors to assess property values. A builder for over 20 years and also a real estate broker, Paul Davis brings a wealth of knowledge to the table as an appraiser.

Paul’s company Mid-State Appraisals serves Central Florida (Lake, Orange, Seminole, Osceola, Sumter and Davenport in Polk counties).

Contact Paul Davis and Mid-State Appraisals for your next appraisal:

Office: 325-242-9973

Cell: 352-636-6672

Fax: 352-242-4912

midstateappraisals@earthlink.net

http://www.midstateappraisals.org

Astatula real estate property appraiser and specialist providing high quality, competent appraisals in a timely manner. Mid-State Appraisals founder Paul Davis is an appraiser, broker & builder w/ over 20 years professional service in Florida.

 

 

 

 

 

Astatula real estate property appraiser providing Astatula high quality, competent appraisals in a timely manner. Mid-State Appraisals founder Paul Davis is an appraiser, broker & builder w/ over 20 years professional service in Astatula, Lake County.

Contact Paul Davis and Mid-State Appraisals for your next appraisal:

Office: 325-242-9973

Cell: 352-636-6672

Fax: 352-242-4912

midstateappraisals@earthlink.net

http://www.midstateappraisals.org

 

Mount Dora Real Estate Property Appraiser – high quality appraisals in a timely manner for Mount Dora

Mid-State Appraisals is Mount Dora and Lake County’s preferred residential real estate property appraiser providing high quality, competent appraisals in a timely manner.

http://www.midstateappraisals.org

midstateappraisals@earthlink.net

Mid-State Appraisals founder Paul F. Davis has outstanding qualifications:

– State Certified Residential Real Estate Appraiser (License RD # 2667)

– Licensed Real Estate Broker (License BK # 161133)

– State Certified Building Contractor (License CBC # 040794)

– Over 20 Years of Professional Service to Mount Dora and Central Florida

– Unparalleled Knowledge and Outstanding Experience

– Efficient, Attentive, and Committed to Clients Needs

Mid-State Appraisals provides professional services to Lake, Orange, Seminole, Osceola, Sumter, and the Davenport area of Polk County. Midstate Appraisals services are provided by committed professionals, dedicated to quality work, detailed research, and timely completion of assignments. Expect a speedy, accurate, and no hassle appraisal.

All appraisal reports comply with the Uniform Standards of Professional Appraisal Practice (USPAP).

Mid-State Appraisals staff has 20 years combined real estate experience of appraising properties in Mount Dora and Central Florida. They offer competitive fees, service 6 counties, are approved with nearly all major lenders, use the latest in computer technology, provide fast, consistent turnaround time and are licensed and insured by the State of Florida.

http://www.midstateappraisals.org
midstateappraisals@earthlink.net

Paul Davis is a trusted and reputable property appraiser frequently called upon by Mount Dora and Central Florida’s banks, homeowners, and savvy real estate investors to assess property values. A builder for over 20 years and also a real estate broker, Paul Davis brings a wealth of knowledge to the table as an appraiser.

Paul’s company Mid-State Appraisals serves Central Florida (Lake, Orange, Seminole, Osceola, Sumter and Davenport in Polk counties).

Contact Paul Davis and Mid-State Appraisals for your next appraisal:

Office: 325-242-9973

Cell: 352-636-6672

Fax: 352-242-4912

midstateappraisals@earthlink.net

http://www.midstateappraisals.org

Mount Dora real estate property appraiser and specialist providing high quality, competent appraisals in a timely manner. Mid-State Appraisals founder Paul Davis is an appraiser, broker & builder w/ over 20 years professional service in Florida.

 

 

 

 

 

Mount Dora real estate property appraiser providing Mount Dora high quality, competent appraisals in a timely manner. Mid-State Appraisals founder Paul Davis is an appraiser, broker & builder w/ over 20 years professional service in Mount Dora, Lake County.

Contact Paul Davis and Mid-State Appraisals for your next appraisal:

Office: 325-242-9973

Cell: 352-636-6672

Fax: 352-242-4912

midstateappraisals@earthlink.net

http://www.midstateappraisals.org

 

Leesburg Real Estate Property Appraiser – high quality appraisals in a timely manner for Leesburg

Mid-State Appraisals is Leesburg and Lake County’s preferred residential real estate property appraiser providing high quality, competent appraisals in a timely manner.

http://www.midstateappraisals.org

midstateappraisals@earthlink.net

Mid-State Appraisals founder Paul F. Davis has outstanding qualifications:

– State Certified Residential Real Estate Appraiser (License RD # 2667)

– Licensed Real Estate Broker (License BK # 161133)

– State Certified Building Contractor (License CBC # 040794)

– Over 20 Years of Professional Service to Leesburg and Central Florida

– Unparalleled Knowledge and Outstanding Experience

– Efficient, Attentive, and Committed to Clients Needs

Mid-State Appraisals provides professional services to Lake, Orange, Seminole, Osceola, Sumter, and the Davenport area of Polk County. Midstate Appraisals services are provided by committed professionals, dedicated to quality work, detailed research, and timely completion of assignments. Expect a speedy, accurate, and no hassle appraisal.

All appraisal reports comply with the Uniform Standards of Professional Appraisal Practice (USPAP).

Mid-State Appraisals staff has 20 years combined real estate experience of appraising properties in Leesburg and Central Florida. They offer competitive fees, service 6 counties, are approved with nearly all major lenders, use the latest in computer technology, provide fast, consistent turnaround time and are licensed and insured by the State of Florida.

http://www.midstateappraisals.org
midstateappraisals@earthlink.net

Paul Davis is a trusted and reputable property appraiser frequently called upon by Leesburg and Central Florida’s banks, homeowners, and savvy real estate investors to assess property values. A builder for over 20 years and also a real estate broker, Paul Davis brings a wealth of knowledge to the table as an appraiser.

Paul’s company Mid-State Appraisals serves Central Florida (Lake, Orange, Seminole, Osceola, Sumter and Davenport in Polk counties).

Contact Paul Davis and Mid-State Appraisals for your next appraisal:

Office: 325-242-9973

Cell: 352-636-6672

Fax: 352-242-4912

midstateappraisals@earthlink.net

http://www.midstateappraisals.org

Leesburg real estate property appraiser and specialist providing high quality, competent appraisals in a timely manner. Mid-State Appraisals founder Paul Davis is an appraiser, broker & builder w/ over 20 years professional service in Florida.

 

 

 

 

 

Leesburg real estate property appraiser providing Leesburg high quality, competent appraisals in a timely manner. Mid-State Appraisals founder Paul Davis is an appraiser, broker & builder w/ over 20 years professional service in Leesburg, Lake County.

Contact Paul Davis and Mid-State Appraisals for your next appraisal:

Office: 325-242-9973

Cell: 352-636-6672

Fax: 352-242-4912

midstateappraisals@earthlink.net

http://www.midstateappraisals.org

Minneola Real Estate Property Appraiser – high quality appraisals in a timely manner for Minneola

Mid-State Appraisals is Minneola and Lake County’s preferred residential real estate property appraiser providing high quality, competent appraisals in a timely manner.

http://www.midstateappraisals.org

midstateappraisals@earthlink.net

Mid-State Appraisals founder Paul F. Davis has outstanding qualifications:

– State Certified Residential Real Estate Appraiser (License RD # 2667)

– Licensed Real Estate Broker (License BK # 161133)

– State Certified Building Contractor (License CBC # 040794)

– Over 20 Years of Professional Service to Minneola and Central Florida

– Unparalleled Knowledge and Outstanding Experience

– Efficient, Attentive, and Committed to Clients Needs

Mid-State Appraisals provides professional services to Lake, Orange, Seminole, Osceola, Sumter, and the Davenport area of Polk County. Midstate Appraisals services are provided by committed professionals, dedicated to quality work, detailed research, and timely completion of assignments. Expect a speedy, accurate, and no hassle appraisal.

All appraisal reports comply with the Uniform Standards of Professional Appraisal Practice (USPAP).

Mid-State Appraisals staff has 20 years combined real estate experience of appraising properties in Minneola and Central Florida. They offer competitive fees, service 6 counties, are approved with nearly all major lenders, use the latest in computer technology, provide fast, consistent turnaround time and are licensed and insured by the State of Florida.

http://www.midstateappraisals.org
midstateappraisals@earthlink.net

Paul Davis is a trusted and reputable property appraiser frequently called upon by Minneola and Central Florida’s banks, homeowners, and savvy real estate investors to assess property values. A builder for over 20 years and also a real estate broker, Paul Davis brings a wealth of knowledge to the table as an appraiser.

Paul’s company Mid-State Appraisals serves Central Florida (Lake, Orange, Seminole, Osceola, Sumter and Davenport in Polk counties).

Contact Paul Davis and Mid-State Appraisals for your next appraisal:

Office: 325-242-9973

Cell: 352-636-6672

Fax: 352-242-4912

midstateappraisals@earthlink.net

http://www.midstateappraisals.org

Minneola real estate property appraiser and specialist providing high quality, competent appraisals in a timely manner. Mid-State Appraisals founder Paul Davis is an appraiser, broker & builder w/ over 20 years professional service in Florida.

 

 

 

 

 

Minneola real estate property appraiser providing Minneola high quality, competent appraisals in a timely manner. Mid-State Appraisals founder Paul Davis is an appraiser, broker & builder w/ over 20 years professional service in Minneola, Lake County.

Contact Paul Davis and Mid-State Appraisals for your next appraisal:

Office: 325-242-9973

Cell: 352-636-6672

Fax: 352-242-4912

midstateappraisals@earthlink.net

http://www.midstateappraisals.org

Groveland Real Estate Property Appraiser – high quality appraisals in a timely manner for Groveland

Mid-State Appraisals is Groveland and Lake County’s preferred residential real estate property appraiser providing high quality, competent appraisals in a timely manner.

http://www.midstateappraisals.org

midstateappraisals@earthlink.net

Mid-State Appraisals founder Paul F. Davis has outstanding qualifications:

– State Certified Residential Real Estate Appraiser (License RD # 2667)

– Licensed Real Estate Broker (License BK # 161133)

– State Certified Building Contractor (License CBC # 040794)

– Over 20 Years of Professional Service to Groveland and Central Florida

– Unparalleled Knowledge and Outstanding Experience

– Efficient, Attentive, and Committed to Clients Needs

Mid-State Appraisals provides professional services to Lake, Orange, Seminole, Osceola, Sumter, and the Davenport area of Polk County. Midstate Appraisals services are provided by committed professionals, dedicated to quality work, detailed research, and timely completion of assignments. Expect a speedy, accurate, and no hassle appraisal.

All appraisal reports comply with the Uniform Standards of Professional Appraisal Practice (USPAP).

Mid-State Appraisals staff has 20 years combined real estate experience of appraising properties in Groveland and Central Florida. They offer competitive fees, service 6 counties, are approved with nearly all major lenders, use the latest in computer technology, provide fast, consistent turnaround time and are licensed and insured by the State of Florida.

http://www.midstateappraisals.org
midstateappraisals@earthlink.net

Paul Davis is a trusted and reputable property appraiser frequently called upon by Groveland and Central Florida’s banks, homeowners, and savvy real estate investors to assess property values. A builder for over 20 years and also a real estate broker, Paul Davis brings a wealth of knowledge to the table as an appraiser.

Paul’s company Mid-State Appraisals serves Central Florida (Lake, Orange, Seminole, Osceola, Sumter and Davenport in Polk counties).

Contact Paul Davis and Mid-State Appraisals for your next appraisal:

Office: 325-242-9973

Cell: 352-636-6672

Fax: 352-242-4912

midstateappraisals@earthlink.net

http://www.midstateappraisals.org

Groveland real estate property appraiser and specialist providing high quality, competent appraisals in a timely manner. Mid-State Appraisals founder Paul Davis is an appraiser, broker & builder w/ over 20 years professional service in Florida.

 

 

 

 

 

Groveland real estate property appraiser providing Groveland high quality, competent appraisals in a timely manner. Mid-State Appraisals founder Paul Davis is an appraiser, broker & builder w/ over 20 years professional service in Groveland, Lake County.

Contact Paul Davis and Mid-State Appraisals for your next appraisal:

Office: 325-242-9973

Cell: 352-636-6672

Fax: 352-242-4912

midstateappraisals@earthlink.net

http://www.midstateappraisals.org

Eustis Real Estate Property Appraiser – high quality appraisals in a timely manner for Eustis

Mid-State Appraisals is Eustis and Lake County’s preferred residential real estate property appraiser providing high quality, competent appraisals in a timely manner.

http://www.midstateappraisals.org

midstateappraisals@earthlink.net

Mid-State Appraisals founder Paul F. Davis has outstanding qualifications:

– State Certified Residential Real Estate Appraiser (License RD # 2667)

– Licensed Real Estate Broker (License BK # 161133)

– State Certified Building Contractor (License CBC # 040794)

– Over 20 Years of Professional Service to Eustis and Central Florida

– Unparalleled Knowledge and Outstanding Experience

– Efficient, Attentive, and Committed to Clients Needs

Mid-State Appraisals provides professional services to Lake, Orange, Seminole, Osceola, Sumter, and the Davenport area of Polk County. Midstate Appraisals services are provided by committed professionals, dedicated to quality work, detailed research, and timely completion of assignments. Expect a speedy, accurate, and no hassle appraisal.

All appraisal reports comply with the Uniform Standards of Professional Appraisal Practice (USPAP).

Mid-State Appraisals staff has 20 years combined real estate experience of appraising properties in Eustis and Central Florida. They offer competitive fees, service 6 counties, are approved with nearly all major lenders, use the latest in computer technology, provide fast, consistent turnaround time and are licensed and insured by the State of Florida.

http://www.midstateappraisals.org
midstateappraisals@earthlink.net

Paul Davis is a trusted and reputable property appraiser frequently called upon by Eustis and Central Florida’s banks, homeowners, and savvy real estate investors to assess property values. A builder for over 20 years and also a real estate broker, Paul Davis brings a wealth of knowledge to the table as an appraiser.

Paul’s company Mid-State Appraisals serves Central Florida (Lake, Orange, Seminole, Osceola, Sumter and Davenport in Polk counties).

Contact Paul Davis and Mid-State Appraisals for your next appraisal:

Office: 325-242-9973

Cell: 352-636-6672

Fax: 352-242-4912

midstateappraisals@earthlink.net

http://www.midstateappraisals.org

Eustis real estate property appraiser and specialist providing high quality, competent appraisals in a timely manner. Mid-State Appraisals founder Paul Davis is an appraiser, broker & builder w/ over 20 years professional service in Florida.

 

 

 

 

 

Eustis real estate property appraiser providing Eustis high quality, competent appraisals in a timely manner. Mid-State Appraisals founder Paul Davis is an appraiser, broker & builder w/ over 20 years professional service in Eustis, Lake County.

Contact Paul Davis and Mid-State Appraisals for your next appraisal:

Office: 325-242-9973

Cell: 352-636-6672

Fax: 352-242-4912

midstateappraisals@earthlink.net

http://www.midstateappraisals.org

USAA and CCC Valuescope Report Vehicles Used to Devalue Insured Motorists Automobiles in Total Losses

Beat your lying & cheating insurance company to get thousands more $$$ you deserve and paid for with your hard earned premiums for years. Get what you deserve from your accident & personal injury claim.

http://www.mindbites.com/lesson/2605-beat-your-insurance-co-get-thousands-more

 

I am extremely concerned about the way my insurer USAA and their hired gun CCC Valuescope compute, calculate, and arrive at what they deem “actual cash value” for vehicles in the event of a total loss.

As I mentioned to the Department of Insurance Regulation, the DMV in Florida requires insurers to pay the replacement value of a like kind and quality vehicle to owners involved in total loss settlements with insurance companies. USAA however is only agreeing to pay me the “actual cash value.”

Most importantly, the manner by which USAA computes, calculates, and arrives at the “actual cash value” seems very deceptive, misleading, and fraudulent when one looks carefully at the CCC Valuescope Report upon which they base their valuations and calculations.

To be specific, note below the problematic histories of VIN numbers of vehicles on my CCC Valuescope report (39813905) provided to me by my insurer USAA. These of course are the vehicles CCC Valuescope and USAA used as comparable vehicles to my 1997 Honda Accord, Special Edition.

It is also worth noting that my 1997 Honda Accord SE never left the State of Florida, whereas these “comparable” vehicles submitted by USAA and CCC Valuescope have been out of Florida and across the country. My car has never been auctioned, nor has it had liens, neither required emission and safety inspections, nor been in accidents as reported in these subject vehicles. Therefore my insurer should not use these subject cars below as they are not a fair and honest value comparison to my own vehicle.

I urge every insured motorist to assess treble damages for this blatant attempt on the part of insurance companies to deceive we the insured fiduciaries and devalue our vehicles before paying out monies rightfully due us the insured.

1997 Honda Accord LX – 1HGCD563XVA120309

– Liens 4/10/1997, 7/25/2000, 11/1/2006

– Emission Inspections 7/23/1997, 6/24/1998, 7/21/1999

– Left Side Impact with another Vehicle 4/18/2000

– Rebuilt 7/25/2000, 12/01/2000, 1/6/2003, 4/6/2004, 1/25/2005, 12/23/2005, 11/1/2006, 8/17/2007

– Auction 4/7/2006

 

1998 Honda Accord LX – 1HGCG2244WA011995

– Liens 5/28/2002, 11/15/2002, 4/12/2005, 6/24/2008

– Accident 5/5/2005

– Duplicate Titles 11/15/2002, 4/7/2008

– Corrected Title 5/28/2002

– Auction 4/16/2002, 4/18/2008

– Theft Deterrent Equipped 7/29/2000, 3/23/2001

– Massachusetts and Florida owners

 

1997 Honda Accord LX – 1HGCD5633VA060776

– Liens 3/21/2000, 7/23/2002, 7/23/2002 DUPLICATE TITLE, 8/11/2005

– Auto Auction 12/28/1999, 1/12/2000

– Auto Auction / FLEET 12/10/1996

– Leased Vehicle 7/24/1997, 8/17/1998

– Front Impact Collision 9/4/2004

 

1998 Honda Accord LX – 1HGCG5642WA216534

– Leased 8/6/1998, 8/11/1998, 7/28/1999

– Auto Auction 1/17/2002 (FLEET / LEASE), 7/27/2006, 7/28/2006, 9/8/2006, 9/29/2006

– Liens 2/7/2002, 3/28/2008

 

1998 Honda Accord, LX – VIN 1HGCG5645WA252007

– Leased 9/10/1998, 7/22/1999

– Auto Auction 5/7/2001, 5/9/2001, 7/17/2001, 8/6/2001, 8/10/2001, 8/28/2001

 

1997 Honda Accord Special Edition – VIN 1HGCD5606VA113282

– Leased 2/24/1997

– Failed Safety Inspection 8/15/2001

– Liens 2/11/2000, 4/13/1999

– Ohio, Tennessee, New York, and Florida owners

 

1998 Honda Accord LX – 1HGCG5643WA252409

– Leased 9/18/1998, 9/22/1998, 11/23/1999

– Liens 9/18/1998, 9/22/1998, 11/20/2002, 12/5/2002

– Not Good Chain of Title, Poor Car History

 

1997 Honda Accord LX – 1HGCD5631VA052028

– Accident 12/11/2006

– Lien 1/2/1997

 

1998 Honda Accord LX – 1HGCG3249WA000044

– Leased 7/24/1998, 7/28/1998

– Lien 5/9/2003

– Auto Auction 6/20/2006, 6/21/2006

 

1997 Honda Accord LX – 1HGCD5634VA083693

– Leased 3/23/1997, 12/3/1997, 1/27/1998, 1/29/1998, 9/8/1998

– Auto Auction 3/30/2000. 4/3/2000, 5/4/2000, 6/8/2000

– Liens 3/23/1997, 12/3/1997, 7/6/2000

– Emission Inspections 12/11/1997, 6/9/2000

– California and Florida owners

 

1997 Honda Accord LX – 1HGCD7239VA012071

– Liens 11/10/1997, 11/13/1997

– Emission Inspection 7/1/1998, 7/8/1999

– Duplicate Title 4/3/2008

 

1997 Honda Accord LX – 1HGCD5632VA124418

– Liens 4/30/1999, 1/17/2002, 8/4/2003

 

1998 Honda Accord LX – 1HGCG5644WA225137

– Leased 8/21/1998, 8/25/1998

– Liens 8/25/1998, 11/27/2000, 6/29/2006

– Auto Auction 6/25/2008, 8/01/2008

 

1998 Honda Accord – 1HGCG5645WA258566

– Liens 9/15/1998, 1/10/2006

 

1998 Honda Accord LX – 1HGCG554WA057792

– Liens 1/09/1998, 6/3/2002 CORRECTED TITLE, 6/12/2002 CORRECTED TITLE, 8/8/2003

– Arizona, Indiana, Pennsylvania, and Florida owners

 

1997 Honda Accord LX – 1HGCD5636VA050128

– Liens 1/19/1999

– Many Owners, Numerous Change of Hands

 

1997 Honda Accord LX – 1HGCD5636VA249387

– Lien 10/08/1997

– Front Impact Collision 3/12/1999

– Emission Test 8/27/1999, 9/13/2001

– Georgia and Florida owners

 

1997 Honda Accord LX – JHMCD5630VC008863

– Liens 8/27/1997, 3/1/2001

– Auto Auction 6/18/2008

– Pennsylvania and Florida owners

 

1997 Honda Accord SE – 1HGCD7203VA029681

– Liens 6/9/1999, 1/27/2003, 5/22/2008

– Leased 6/13/1997

– Auto Auctions 9/16/2002, 10/21/2002

– Auto Auction / FLEET 10/22/2002

– New Jersey and Florida owners

 

1998 Honda Accord LX / LXA – 1HGCG5647WA123704

– Lien 4/26/2005

 

1998 Honda Accord LX / LXA – 1HGCG5642WA087405

– Lien 1/27/1998

– Auto Auction 6/5/2008

 

1998 Honda Accord LX – 1HGCG3245WA011459

– Liens 7/13/1998, 10/1/1998, 10/28/1999

– Auto Auction 4/22/2002, 11/26/2007

– Emission Inspections 5/5/1999, 10/8/1999, 3/24/2000

 

1997 Honda Accord LX – 1HGCD5539VA103132

– Leased 2/21/1997, 2/09/1999

– Liens 8/10/1999, 8/5/2003, 9/12/2005

– Auto Auctions 4/28/1999, 5/15/2008, 5/16/2008

– Pennsylvania, New York, and Florida owners

 

1998 Honda Accord LX / LXA – 1HGCG5646WA222921

– Liens 7/30/1998, 7/18/2008

– Auto Auctions 4/22/2008, 4/23/2008

–

1997 Honda Accord LX – 1HGCD723XVA016064

– Title #:AQ0019351 Seekonk, MA

– Title #:0090214360 St. Petersburg and Tampa, FL

– Title Issues 4/4/1997, 5/13/1999, 5/1/2001, 4/18/2003, 3/31/2004, 5/13/2008, 7/8/2008

Duplicate Title

– Rhode Island, Massachusetts, and Florida owners

 

1997 Honda Accord SE – 1HGCD5607VA104378

– Leased 7/23/1997, 2/11/1998, 4/29/1999, 5/3/1999

– Liens 7/23/1997, 5/3/1999, 2/19/2004, 5/19/2005

– Auto Auctions 6/4/2001, 6/5/2001, 2/8/2005

– Duplicate Title 1/28/2005

– Maryland and Florida owners

 

1997 Honda Accord LX – 1HGCE1825VA006521

– Liens 12/24/1997, 8/14/2000, 5/30/2008

– Emission Inspection 5/19/2000

 

1998 Honda Accord LX / LXA – 1HGCG5646WA118820

– Leased 3/18/1998, 3/20/1998, 11/25/1998, 12/14/1999

– Liens 3/20/1998, 1/30/2002, 3/22/2002

 

1997 Honda Accord LX – 1HGCE1828VA005041

– Emission Inspections 3/2/1999, 3/3/1998, 2/25/2000

– Green Car noted 3/31/2008 – perhaps color change during repairs

– Duplicate Title 4/11/2008

– Auto Auction 4/10/2008

 

1997 Honda Accord SE – 1HGCD5604VA237860

– Leased 9/03/1997, 5/14/1998, 6/16/1999, 6/1/2000

– FLEET 9/03/2007

– Accident 6/2/2008

– Liens 9/3/1997, 8/29/2000, 6/2/2008

 

1998 Honda Accord LX / LXA – 1HGCG5647WA042945

– Leased 12/2/1997, 12/4/1997, 10/15/1998, 10/19/1998

– Accident 5/10/2008

– Auto Auction 8/20/1998

– Emission Inspection 3/24/2000

 

1997 Honda Accord LX – 1HGCD5633VA242431

– Lien 5/9/2002

– Theft Deterrent Equipped 9/5/1998

– New York and Florida owners

 

1997 Honda Accord LX – 1HGCD5630VA215140

– Liens 9/24/1997, 9/26/1997, 8/17/2001, 6/13/2008

– Front Impact Collision with another Vehicle 5/28/2002

– Emission Inspection 3/30/2000

 

1998 Honda Accord LX / LXA – 1HGCG5647WA228436

– Liens 9/16/1998, 5/21/2008

– Duplicate Title 5/7/2008

 

I am deeply concerned and disappointed in my insurance company’s failure to uphold their moral and legal obligations contractual requiring the utmost duty of care to me the fiduciary.

www.PaulFDavis.com – consumer advocate, author, and worldwide motivational speaker

RevivingNations@yahoo.com

 

 

Total Loss Settlements Involving Insurance Companies – Florida and the Department of Motor Vehicles

Beat your lying & cheating insurance company to get thousands more $$$ you deserve and paid for with your hard earned premiums for years. Get what you deserve from your accident & personal injury claim.

http://www.mindbites.com/lesson/2605-beat-your-insurance-co-get-thousands-more

My insurer USAA recently sent me a pdf link from the Florida Department of Motor Vehicles, several pages mentioning regulations insurers are to adhere to before acquiring an insured motorist’s title after a total loss colission (mine compliments of a drunk driver that nearly killed me).

 

It is rather interesting that the DMV requires insurers to provide the insured motorist a replacement vehicle of like kind and quality, but insurers like to lower the bar and offer merely “actual cash value” to their insured. Sounds a bit fishy to me!

 

I told USAA:

 

“…Thank you for providing me the pdf link online concerning FL Statutes regarding / “TOTAL LOSS SETTLEMENTS INVOLVING INSURANCE COMPANIES” / wherein the first provision of State Law mentioned is Section 319.30 (3) (a) 1 providing that / “a motor vehicle is a total loss when an insurance company pays the motor vehicle owner to replace the wrecked or damaged motor vehicle with one of like kind and quality” /.

 

Since USAA has failed thus far to pay me the motor vehicle owner to replace my vehicle with one of like kind and quality, USAA preferring only to render an  “actual cash value”  which itself is questionably low, it seems we cannot proceed with the certificate of destruction until USAA pays me the vehicle owner to replace my vehicle with one of like kind and quality.”

www.PaulFDavis.com

RevivingNations@yahoo.com

Paul F. Davis is a world-changer who has touched over 50 countries & 6 continents building bridges cross-culturally and empowering people throughout the earth to live their dreams!

 

Paul is the author of 14 books. Paul has appeared on numerous internationally broadcast radio shows from Oprah & Friends to Fox News Radio to talk about conflict resolution, peacemaking, foreign policy, and diplomacy. Playboy Radio’s Afternoon Advice host Tiffany Granath calls Paul an “awesome” relational coach and recommends his books on love, dating, and sexuality.

 

Academically outstanding Davis was trained in transformative mediation & conflict resolution (Hofstra Law School); strategic negotiations (Harvard Business School & U. of Washington); advanced interrogation (Reid & Associates founders of the polygraph); and NLP & Life Coaching (NLP & Coaching Institute of California).

 

Paul humorously and elegantly transforms individuals and organizations.

 

Paul’s organization Dream-Maker Ministries builds dreams, transcends limitations, and reconciles nations.

 

Paul worked at Ground Zero in NYC during 9/11; helped rebuild a home at the tsunami epicenter; comforted victims of genocide in Rwanda; spoke to leaders in East Timor during the war; inspired students & monks in Myanmar; promoted peace & reconciliation in Pakistan; and has been so deep into the bush of rural Africa where villagers had never before seen a white man.

 

Paul empowers people to love passionately and live fearlessly.

 

http://www.PaulFDavis.com

 

RevivingNations@yahoo.com