Tag Archives: appraisers

Microbase c/o MicroDecisions Sues Realtors and Appraisers – Florida Realtors Warn Beware of the Brit

Before doing business with MicroDecisions and CEO Peter Liggatt, consider the other 95 lawsuits initiated in Orange County, Florida by MicroDecisions suing many realtors and appraisers for breach of contract when they tried to terminate their service. Learn the questionable and highly disputable modus operandi of MicroDecisions.

Check your county records on Microbase, MicroDecisions, and Peter Liggatt before signing a contract. Exercise due diligence and make no assumptions. Get a full background check and extensive records search.
 http://paulfdavis.govrecords.hop.clickbank.net/?tid=YQVZH6LZ
 http://paulfdavis.crimecheck.hop.clickbank.net/?tid=YQVZH6LZ

God only knows how many lawsuits Microbase c/o MicroDecisions has initiated across Florida considering the company claims to provide online data for over 40 counties throughout the state of Florida and aspires to provide bulk data for the whole of Florida.

Before doing business with Microbase c/o MicroDecisions it is advisable to do some homework in your respective county and evaluate the number of realtors and appraisers Microbase c/o MicroDecisions has sued there. The typical lawsuit costs realtors and appraisers around $2,000 before bearing the burden of legal fees and courts costs.

It seems signing a 12 month contract with Microbase c/o MicroDecisions can turn into a nightmare if you don’t read the small print on the back, which provides for automatical annual renewals which MicroDecisions c/o Microbase and Peter Liggatt are prepared to sue for to collect if a company fails to cancel according to all their timetables and rigid stipulations.

Sincere cancellation attempts may not keep your company out of court if you fail to read the fine print and adequately prepare for MicroDecisions and Liggatt’s clever contracts, which apparently have proven profitable based on the amount of lawsuits MicroDecisions has filed across Florida’s courts.

Questionably unconscionable contracts and deceptive billing practices should be strictly forbidden by the Better Business Bureau, Orange County’s Consumer Fraud Unit, and the Florida Real Estate Commission. Contact these regulatory agencies to file your complaint and protect consumers against fraud and unethical behavior.

Don’t let the litigious Britisher get your buck and laugh all the way to the bank. Consider the many lawsuits MicroDecisions filed against companies formerly doing business with it. Don’t make the mistake of many other realtors and property appraisers across Florida.

Should you error and enter into a contract with Microbase c/o MicroDecisions and later need mediation, contact Paul F. Davis to represent you.
RevivingNations@yahoo.com
http://www.PaulFDavis.com

Paul F. Davis is a world-changer who has touched over 50 countries, more than 50 islands, and 6 continents empowering people throughout the earth to live their dreams!

Paul is the author of 14 books and premier life coach building dreams, breaking limitations, and transforming individuals and organizations. Paul is a change master that knows how to play with pain, while elegantly and humorously navigating through transition to ride the waves of change.

– Paul worked at Ground Zero in New York City the first week of 9/11, two stops from Brooklyn Heights where Paul used to live. Paul drove a rental car up to NYC from Orlando, FL as all airports were shut down for national security reasons.

– Paul helped a Muslim young man rebuild his home at the tsunami epicenter in Indonesia and spoke to tribal groups in Wamena who are “naked and not ashamed.”

– Paul comforted victims of genocide in Rwanda and Burundi where 1.2 million people were slaughtered.

– Paul spoke to leaders in East Timor during the war for independence before the UN recognized the new nation.

– Paul addressed University students and monks in Myanmar working together to achieve democracy.

– Paul spoke throughout war-torn East Africa journeying deep into the “bush” where villagers have never seen a white man.

– Paul lived in and lectured throughout India and China the two largest populaces on earth.

– Paul journeyed to Pakistan twice since 9/11 to speak to large audiences about peace, non-violence, and reconciliation.

http://www.PaulFDavis.com

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Paul F. Davis is a world-changer who has touched over 50 countries, more than 50 islands, and 6 continents empowering people throughout the earth to live their dreams!

Paul is the author of 14 books and premier life coach building dreams, breaking limitations, and transforming individuals and organizations. Paul is a change master that knows how to play with pain, while elegantly and humorously navigating through transition to ride the waves of change.

RevivingNations@yahoo.com
http://www.PaulFDavis.com

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Filed under appraisers, business, county records, digital publishing, florida, government, Microbase, MicroDecisions, real estate, Realtors, records search

FBI Mortgage Fraud Task Force – Implications for Real Estate Property Appraisers in Florida

The FBI provided insight into the breadth and depth of mortgage fraud crimes perpetrated against the United States and its citizens, Florida being first and foremost on the list. Current mortgage fraud projections, issues, and hot spots in the troubled U.S. economy have enormous implications to the banking industry and real estate property appraisers in particular.

[b]Mid-State Appraisals founder Paul Davis is a trusted and reputable property appraiser[/b] frequently called upon by Central Florida’s banks, homeowners, and real estate investors to assess property values. A builder for over 20 years and also a real estate broker, Paul Davis brings a wealth of knowledge to the table as an appraiser.

http://www.midstateappraisals.org

midstateappraisals@earthlink.net

A combined effort between banks and real estate property appraisers is needed to adequately identify, prevent, report, and thwart mortgage fraud activity. The FBI’s Financial Crimes Criminal Investigative Division (CID) and Financial Crimes Intelligence Unit are aggressively and cooperatively reporting the latest developments and pertinent data to empower the nationwide mortgage fraud task force.

As mortgage fraud crimes escalate, the burden on federal law enforcement increases. With the anticipated upsurge in mortgage fraud cases, the FBI employed additional strategies to proactively address the crime problem. The FBI works with the Department of Justice (DOJ)-Mortgage Fraud Working Group on a number of mortgage fraud related issues, including the creation and finalization of standard loss valuation criteria associated with mortgage fraud violations, and assisting the banking industry with the construction of a centralized repository of mortgage-related documentation.

The valuation criteria and mortgage related documentation is where real estate property appraisers and their appraisals provided lenders are going to increasingly be monitored and regulated in the near future.

Currently the FBI has mortgage fraud working groups or task forces in 32 field divisions across the country. The FBI divisions stationed in Florida are based out of Miami and Tampa. Moreoever the FBI continues to encourage the use of undercover operations as an effective technique to address mortgage fraud.

The recent stock market crashes across global markets have strongly affirmed, mortgage fraud if not dealt with has the potential to cripple the American economy and all foreign economies closely connected to it. Suspicious Activity Reports (SARs) from financial institutions indicate an increase in mortgage fraud. SARs increased 31-percent to 46,717 during Fiscal Year (FY) 2007. The total dollar loss attributed to mortgage fraud is unknown. However, 7 percent of SARs filed during FY 2007 indicated a specific dollar loss, which totaled more than $813 million.

Subprime mortgage issues remain a key factor in influencing mortgage fraud directly and indirectly. The subprime share of outstanding loans has more than a doubled since 2003 putting a greater share of loans at higher risk of failure. Additionally, during 2007 there were more than 2.2 million foreclosure filings reported on approximately 1.29 million properties nationally, up 75 percent from 2006. The declining housing market affects many in the mortgage industry who are paid by commission. The FBI says during declining markets, mortgage fraud perpetrators may take advantage of industry personnel attempting to generate loans to maintain current standards of living.

Many of the key industry personnel often involved are real estate property appraisers valuing the homes and properties prior to bankers signing off on loans.

Data from law enforcement and industry sources identify the states most affected by mortgage fraud during 2007 and indicated that the top 10 mortgage fraud states for 2007 were Florida, Georgia, Michigan, California, Illinois, Ohio, Texas, New York, Colorado, and Minnesota.

The downward trend in the housing market provides an ideal climate for mortgage fraud perpetrators to employ a myriad of schemes suitable to a down market. Several of these schemes have emerged with the potential to spread as the recent rise in foreclosures, depressed housing prices, and decreased demand place pressure on lenders, builders, and home sellers. Emerging and re-emerging schemes for 2007 included builder-bailouts, seller assistance, short sales, foreclosure rescue, and identity thefts exploiting home equity lines of credit.

Fraudulent practices have become dreadfully systemic within the mortgage industry, as unrestrained mortgage fraud has bankrupted some of the best and longtime solid financial institutions. If the FBI fails to quickly regulate, enforce, and imprison fraudulent professionals within the banking and real estate industry, expect to see the dollar tank along with the U.S. economy. After which consumers will only be able to buy gold, Euros, or China’s Yuan to protect their life savings and investments.

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Real estate property appraisers therefore may be the last line of defense to maintain accountability and accuracy before straw buyers succeed in excessively borrowing beyond the market value of a property’s worth and thereby jeopardize the security of loans throughout the banking industry.

Real estate property appraisers must like never before show due diligence when representing their fiduciaries the banks and report to legal authorities any manipulative and coercive attempts by lenders and borrowers to adjust property valuations they sign off on in their appraisal reports.

[b]Mid-State Appraisals founder Paul Davis is a trusted and reputable property appraiser frequently called upon by Central Florida’s banks, homeowners, and real estate investors to assess property values. A builder for over 20 years and also a real estate broker, Paul Davis brings a wealth of knowledge to the table as an appraiser.[/b]

http://www.midstateappraisals.org

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Appraiser King – Property Appraiser serving Central Florida and Beyond

Paul Davis is Central Florida’s favorite and most reputable property appraiser frequently called upon by banks, homeowners, and savvy real estate investors to assess property values.  A builder for over twenty years and also a real estate broker, Paul Davis brings a wealth of knowledge to the table as an appraiser.

Paul’s company Midstate Appraisals serves Central Florida (Lake, Orange, Seminole, Osceola, Sumter and Davenport in Polk counties).

Contact Paul Davis and Midstate Appraisals for your next appraisal:

Office: 352-242-9973

Cell: 352-636-6672

Fax: 352-242-4912

midstateappraisals@earthlink.net

http://www.midstateappraisals.org

Mid State Appraisals is Central Florida’s preferred residential real estate specialist providing high quality, competent appraisals in a timely manner.

President and founder Paul F. Davis is a…

·    State Certified Residential Real Estate Appraiser (License RD # 2667);

·    Licensed Real Estate Broker (License BK # 161133); and

·    State Certified Building Contractor (License CBC # 040794)

·    Over 20 Years of Professional Service to Central Florida

·    Unparalleled Knowledge and Outstanding Experience

·    Efficient, Attentive, and Committed to Clients Needs

Mid State Appraisals is located in the middle of the State of Florida, based out of Clermont (“The Gem of the Hills” and National Triathlon Mecca). We provide professional services to Lake, Orange, Seminole, Osceola, Sumter, and the Davenport area of Polk County. Our services are provided by committed professionals, dedicated to quality work, detailed research, and timely completion of assignments. Expect a speedy, accurate, and no hassle appraisal.

All of our appraisal reports comply with the Uniform Standards of Professional Appraisal Practice (USPAP).

Our staff has 20 years combined real estate experience of appraising properties in Central Florida. We offer competitive fees, service 6 counties, are approved with nearly all major lenders, use the latest in computer technology, provide fast, consistent turnaround time and are licensed and insured by the State of Florida.

 

Contact Paul Davis and Midstate Appraisals for your next appraisal:

Office: 352-242-9973

Cell: 352-636-6672

Fax: 352-242-4912

midstateappraisals@earthlink.net

http://www.midstateappraisals.org

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