Tag Archives: auto

USAA – When an Insurer Withholds Information on Auto and Salvage Values

Beat your lying & cheating insurance company to get thousands more $$$ you deserve and paid for with your hard earned premiums for years. Get what you deserve from your accident & personal injury claim.


August 4, 2008




Your phone call was received, but no previously mentioned questions were addressed, nor answered in your voice message. Please kindly respond in writing as my schedule is very chaotic as I attend to my physical injuries and visit various medical professionals throughout the day.


Since you are so confident concerning your salvage facility’s valuations, please kindly provide the name of said facility, along with the full report as to how they calculated the salvage value to my car.


As to your comment to reimburse up to $400.42 in sales tax, I need something more definitive and solid.  The language “up to” is very vague, intentionally ambiguous, and unreliable.


Since you “value my business and serving all my financial needs”, as you commonly state when concluding all correspondence to me, please kindly show such due diligence to me your fiduciary to whom you are legally and morally obligated. You may begin by providing me:


1.An exact amount in sales tax and fees for the replacement car.


2.The salvage facility’s name and full report as to how they calculated and arrived at their valuation.


3.The language in my USAA policy and the Florida statutes that you are claiming necessitates me forfeiting my car’s title to you.


Please show good faith by answering the above in full.  Your neglect in doing so thus far is prolonging the replacement of my insured vehicle (which my entire family relies upon) and perpetuating our pain, while intensely stressing out and burdening my entire family that trusted you our insurer to provide us a replacement car as promised in your policy.


Paul F Davis


ps. Please do not wait for a phone call to answer the above questions and concerns in writing.




Mon Aug 04 11:02:20 CDT 2008


August 4, 2008


Dear USAA,


Please kindly reimburse us for our next two weeks of rental cars under the uninsured motorist policy, while we wait for your reply to the Department of Insurance Regulation.


Your decision to withhold necessary information previously and repeatedly requested is intentionally delaying the process and prompt replacement of our vehicle.


I had to say good night and comfort a crying and weeping wife, distressed and demoralized by the fact that her father when visiting us in July spent his last $300 to attend to our car to ensure his daughter had a safe and operational vehicle. Now after being hit by a drunk driver the same day all repairs were finalized, we are being mistreated by USAA our insurer who is failing to exercise the utmost good faith, entirely disregarding our interests, and violating we the fiduciary.


Paul F Davis








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Filed under afflicting pain and suffering, bad faith claim, breach of contract, ccc valuescope, claims adjuster, conspiring to defraud, consumer advocacy, consumer fraud, crime, customary business practices, emotional duress and stress, florida, harassment, insurance regulation, law & order, legal matters, lies and deceit, overcoming adversity, punitive damages, rico act, subrogation, total loss valuation, treble damages, unfair insurance practices, usaa, vehicle history, vin, withholding information

1and1.com auto renewal cancellation policy – fraud, complicated, and poor customer service

http://www.1and1.com with whom I have 34 domains, many of which I have switched from http://www.GoDaddy.com does not offer clean and crisp easy access to your domain names status.  That is unlike with GoDaddy you cannot easily all in one clean listing see the status and expiration dates of your domains.

In an effort to keep ongoing business and continually bang out credit card debits into eternity, 1and1.com likes to hid their auto renewal page in another website altogether and thereby intentionally complicate matters.

The site is http://www.cancel.1and1.com

Then you have to go to the top left and click “cancel” after which you click the link that says “cancel & cancel additional items”

This will finally bring you up to your domains where you can remove the “auto renewal” feature.

1and1 cleverly keeps their customers by making another website to go to in order to simply stop the auto renewal feature, then they conceal and scare customers into thinking they will be altogether cancelling the domain (when they simply want to stop the auto renewal feature).

Many lose heart and simply just leave the domain on auto renewal at this point, but if you persevere you indeed can stop the auto renewal.

A lot of trouble considering GoDaddy makes it way easy.  Upon calling tech support at http://www.1and1.com about my 34 domains with them, I asked to consolidate all packages into one, but the tech was too lazy to do that for me and refused.

Neither would she cancel any of my domains.  To add to the nightmare when cancelling a domain not only to you have to endure the above process at 1and1.com but you also thereafter have to click through your inbox email confirming the cancellation (that is if you even receive it).

When I had one domain transfer that didn’t go through from GoDaddy, I asked 1and1 tech support to tell me if there were any others. The lady “Sheryl” rep.3729 told me “That will take several minutes to look in each one.”

I replied, “I don’t care! I pay your company several dollars every month for domains. Do it!”

She reluctantly did so and didn’t provide very good service because she had to comply with all of 1.and1.com’s goofy policies to slow down customer cancellations and discontinuing a mere auto renewal.

Paul F Davis – international speaker, author, and consumer advocate




Filed under consumer advocacy, domains and web hosting, law & order, legal matters