Tag Archives: car

Donate a Car – Donate Your Car to Minister Needing Transportation

Worldwide minister Paul F. Davis founder of Dream-Maker Ministries was hit from behind by a drunk driver (a DUI driver driving on a revoked license from a previous DUI incident) on July 8, 2008, after which the driver went to jail. Paul however suffered injuries and the loss of his car, which he and his wife Karla shared.

Paul and Karla are desperately in need of transportation.

Dream-Maker Ministries is an IRS registered 501 C 3 charitable organization should anyone care to help the Davis family in this very difficult and challenging time.




Paul F. Davis is a world-changer who has touched over 50 countries, more than 50 islands, and 6 continents empowering people throughout the earth to live their dreams!Paul is the author of 14 books and premier life coach building dreams, breaking limitations, and transforming individuals and organizations. Paul is a change master that knows how to play with pain, while elegantly and humorously navigating through transition and riding the waves of change.

– Paul worked at Ground Zero in New York City the first week of 9/11, two stops from Brooklyn Heights where Paul used to live. Paul drove a rental car up to NYC from Orlando, FL as all airports were shut down for national security reasons.

– Paul helped a Muslim young man rebuild his home at the tsunami epicenter in Indonesia and spoke to tribal groups in Wamena who are “naked and not ashamed.”

– Paul comforted victims of genocide in Rwanda and Burundi where 1.2 million people were slaughtered.

– Paul spoke to leaders in East Timor during the war for independence before the UN recognized the new nation.

– Paul addressed University students and monks in Myanmar working together to achieve democracy.

– Paul spoke throughout war-torn East Africa journeying deep into the “bush” where villagers have never seen a white man.

– Paul lived in and lectured throughout India and China the two largest populaces on earth.

– Paul journeyed to Pakistan twice since 9/11 to speak to large audiences about peace, non-violence, and reconciliation.



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Hyundai Liars – Universal Hyundai Financing Scam, Fraud, Deceiving Car Buyers

This morning I saw an ad at Universal Hyundai for 0% down payment and 0% APR for new car purchases. Upon arriving, I got nothing but lies, deceit, manipulation, and the proverbial bait and switch.

Today my wife and I went to Universal Hyundai, 12751 S. Orange Blossom Trail, Orlando, FL 32837 and were shown a lovely 2009 Hyundai Sonata by a charming salesman.

Once we spent several hours test driving the cars we were to choose from and bickering with the salesman as to price, it seemed we were nearly ready to finalize our purchase.

But not until we were thrown a clever financial scam, attempting to defraud, and deceive we the car buyers. Upon coming to an agreement for a purchase price of $15,987, we then noticed how many additional fees – taxes, dealear fees, etc. added up to $18,099.59.

Upon stomaching these exorbitant fees and preparing to finalize the purchase, we agreed to make a $4,000 down payment, leaving us with a balance of $14,099.59 to finance.

The charming salesman first said we would get 6.9% APR on the interest rate. However once our social security numbers and credit report were run, we suddenly were informed our APR would be 9.9% APR. Being a bit willing to go a little further to get this car, we played along.

At this point the salesmen started to back off, going in and out of the inner glassed caged room to talk to the finance guys (most overweight and grumpy), who massaged and manipulated numbers in an attempt to greatly rip us off.

We were originally told by the Hyundai sales rep our monthly payments would be $219 a month if we made a $4,000 down payment. Doing some simple math I calculated the remaining amount owed $14,099.59 multiplied by (1 + .099 interest for the annual APR) equalling $15,495.45 to be divided over 72 month payments at $215.21.

Then the fun began when the lying financiers at Universal Hyundai began their deceptive financing and massaging the numbers to make hefty profits. They said we would have to make monthly payments of $262.95 for 72 months – which I multiplied through totalling a $18,932.40 + $4,000 down payment to arrive at a grand total of $22,932.40 for a car originally priced at $15,987 nearly a $7,000 mark up.  The 0% APR and 0 down was a blatant lie, scam, and attempt to defraud.

Interestingly, the so called 9.9% APR promised ($14,099 divided by $15,495.45) in actuality turned out to be 34.276% APR with their new manipulated numbers at $22,932.40.

Don’t deal with Universal Hyundai. As I told them in front of all other prospective buyers on the sales showroom, “You guys are crooks!”

Paul F Davis – worldwide minister, consumer advocate, and author



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Filed under buyer beware, car buyers, confronting corruption, conspiring to defraud, consumer advocacy, crime, customary business practices, disgruntled consumers, fraud, hyundai, universal

Classy Woman – Considerations Before Marriage

As somebody who has traveled to over 50 countries throughout the world and dated countless women, it is worth noting that all women are not classy.

Over the years experience has taught me that looks are not everything, although most women will spend a good portion of their life attending to and complaining about their appearance. The classy woman however transcends her outward appearance and cultivates the woman within.

The best way to test a woman’s character is to watch how she handles money and people. The frivolous woman will spend carelessly and not consider where the money is coming from, neither how hard it was to earn. The lofty and egotistically self-absorbed woman will treat people of low estate poorly, considering them merely servants to attend to her every beck and call. Such behavior smacks of pride and arrogance, which a woman who merely lives for herself manifests often.

In regard to finances of all the women I have dated, one in particular proved exceptional in her ability to surprise me in her financial dealings. She was visiting friends in New York, during which we spent a few days skiing at Lake Placid. I made and cared for all of the arrangements, but to my surprise before she said her goodbyes she gave me an envelope full of hundred dollar bills to cover her share of the trip.

Such is a genuine woman of class and nobility. Sadly such a mentality is long gone and hard to find in North American and Western women who feel for some strange reason because of their looks and charm they are entitled to take advantage of men.  

The few women who act otherwise will always stand head and shoulders above the rest regardless of their looks. My wife has endured many hardships our first two years of marriage, as I by no means am a money man. Nevertheless we have lived well and traveled to many wonderful parts of the world – Australia, Fiji, Holland, France, Monaco, Puerto Rico, Aruba, St. Thomas, Curacao, and St. Martin.

Yet in our day to day lives both of us have struggled as entrepreneurial business owners. That being said financial struggles necessitate that we share a car. I’m always thankful and appreciative whenever my wife takes the initiative to put gas in it. Such is unthinkable for many women who merely use hubby’s credit card. Thank God I’m not saddled to such a woman.

My beloved wife is thrifty and sells items around the house we don’t use on Craigslist to help us out financially. She clips and saves coupons to save money when we grocery shop. Plus she’s paying her own way back to Canada to be in her friend’s wedding. Our first year of marriage she willingly shared a mobile phone with me to save money.

Guys you want to see your woman under pressure before you marry her. While dating I often took women overseas, out of their comfort zone, to see how they would react. Women and men put on a false face when they are dating to show their very best. Only over time as people let down their guard, does their true self appear and show itself.

Listen to the words of choice, the way people express themself, and their feelings. Are they positive or negative? Encouraging or destroying? Uplifting or draining? Do they bad mouth and belittle people? All of these are red flags to warn you of who you are dealing with.

Little things are everything. The devil is hidden in the details. If you date a woman who is all about herself and never offers to pay her way, watch out. Sometimes when my wife wants to go out, she pays for us.

Remember before marriage men want a cute face and nice figure. After marriage, men want a responsible woman who will help pay the bills.

Life is not all about her hair, dress, and shoes. She may think otherwise and if you allow it, you my friend are not wise and in store for a long arduous ride.  

Do yourself a favor men. If she’s high maintenance while you are dating her, move on while you can before you take her hand in marriage and have to endure a life of misery.

Romance without finance is foolishness and to think you can change someone is fatally presumptuous.

Paul F Davis – Love Coach and author of Are You Ready For True Love? a book assessing relational compatibility and responsibility

Paul F. Davis is a world-changing leadership & diversity speaker who has touched over 50 countries & 6 continents building bridges cross-culturally and empowering people throughout the earth to live their dreams!


Paul is the author of 14 books. Paul has appeared on numerous internationally broadcast radio shows from Oprah & Friends to Fox News Radio to talk about conflict resolution, peacemaking, foreign policy, and diplomacy. Playboy Radio host Tiffany Granath calls Paul an “awesome” relational coach and recommends his books on love, dating, and sexuality.


Academically outstanding Davis was trained in transformative mediation & conflict resolution (Hofstra Law School); strategic negotiations (Harvard Business School & U. of Washington); advanced interrogation (Reid & Associates founders of the polygraph); and NLP & Life Coaching (NLP & Coaching Institute of California).


Paul humorously and elegantly transforms individuals and organizations.


Paul’s organization Dream-Maker Inc. builds dreams, transcends limitations, & reconciles nations.


Paul worked at Ground Zero in NYC during 9/11; helped rebuild a home at the tsunami epicenter; comforted victims of genocide in Rwanda; spoke to leaders in East Timor during the war; inspired students & monks in Myanmar; promoted peace & reconciliation in Pakistan; and has been so deep into the bush of rural Africa where villagers had never before seen a white man.


Paul empowers people to love passionately and live fearlessly.





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