Tag Archives: ccc report

USAA Salvage Value Report Lacking

Beat your lying & cheating insurance company to get thousands more $$$ you deserve and paid for with your hard earned premiums for years. Get what you deserve from your accident & personal injury claim.

http://www.mindbites.com/lesson/2605-beat-your-insurance-co-get-thousands-more

When my insurer USAA informed me my vehicle was a “total loss” after I was hit by a drunk driver, they valued the salvage at $655.53 but gave no itemization as to how they came up with that number. Interestingly, this salvage amount constituted more than a tenth of the value they engineered with the infamous CCC Valuescope report.

When I asked for the VIN histories on the vehicles USAA used to compare with my 1997 Honda SE they refused to give such data. I wonder why? I guess they don’t have much confidence in their report, or don’t want to disclose the manner by which they deceive the general public.

Although to USAA’s credit the permitted a reinspection and bumped up my car’s value over $1,000 no VIN histories were provided. Now I await documentation as to how USAA calculates the “salvage value”….

Paul F Davis – consumer advocate

www.PaulFDavis.com

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Filed under appraisal, bad faith claim, breach of contract, business, economics, commerce, ccc valuescope, claims adjuster, conspiring to defraud, consumer advocacy, consumer fraud, crime, customary business practices, fl, florida, law & order, legal matters, rico act, subrogation, total loss valuation, treble damages, unfair insurance practices, usaa, vehicle history, vin

CCC Valuescope and USAA withhold Vehicles Histories in CCC Report Given Insured

Beat your lying & cheating insurance company to get thousands more $$$ you deserve and paid for with your hard earned premiums for years. Get what you deserve from your accident & personal injury claim.

http://www.mindbites.com/lesson/2605-beat-your-insurance-co-get-thousands-more

When USAA insured customer Paul F Davis asked USAA for the histories of the vehicles being used on the CCC report to calculate / compare and compute his car’s value, Davis received an unusual denial and revealing reply:

“We do not request vehicle history for the vehicles listed in CCC.  The vehicles listed are a small sampling of many vehicles used to establish the value.  Some vehicles are actually inspected by CCC or the dealer before being published on the report.  The vehicles listed may still be for sale or have already sold.” — USAA Claims Service Director Chris Gonzalez

Davis in turn immediately replied:

July 28 2008

Dear Mr. Chris Gonzalez,

“…Although USAA does not request vehicle history for the vehicles listed in the CCC report, I am requesting such as your insured to whom you have a fiduciary duty. Anything less I shall deem a breach of said duty.

As a matter of policy for USAA to withhold the vehicles histories that they use to compare to the vehicle they are attempting to value and replace is highly suspect and very deceptive.”

Paul F Davis

www.PaulFDavis.com

Please join with me to file a class action lawsuit against USAA and big insurance companies withholding the full history of vehicles used on the CCC report.  Many of these vehicles on my report in particular had over 20 records each on the VIN numbers of the vehicles given, several even exceeded 30 reports – a clear indication these vehicles may have been in numerous accidents, collisions, used as rental cars, etc.

What is there to hide when you are being honest? But if you are not, you don’t want your dirty little secrets to come out in the wash, nor be seen in the light of day.

Let’s come together people and expose USAA’s breach of contract as it withholds vital information from its insured, violating its fiduciary duty to its insured paying customers.

Paul F Davis

RevivingNations@yahoo.com

www.PaulFDavis.com

 

 

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Filed under appraiser, bad faith claim, breach of contract, ccc valuescope, claims adjuster, conspiring to defraud, consumer advocacy, consumer fraud, crime, customary business practices, fl, florida, insurance regulation, legal matters, lies and deceit, punitive damages, rico act, subrogation, total loss valuation, unfair insurance practices, usaa, vehicle history, vin