Tag Archives: credit card

Credit Card Mafia, American Greed at its Best: Credit Card Lies & Deceit

I have a Discover credit card, which I always pay on time. Yet I recently noticed they had been calling me about something. I assumed they just wanted to sell me some service I didn’t want. However upon answering the phone to speak briefly with Discover credit card, I had some fun with the credit card company’s phone rep / sales agent.

The credit card agent obviously was recording the conversation as I could here the beeping in the background. I immediately turned on my phone recording device also and told the credit card rep I too would be recording the conversation. Immediately and fearfully the credit card rep from Discover said, “I do not authorize you to record the c onversation.”

I said, “Nor do I authorize you to record me.” The cowardly and deceptive credit card rep told me, “I cannot confirm that this conversation is being recorded.” I assured him it was as I could hear Discover card’s phone recording device beeping.

Nevertheless I asked the rep what he was calling about. “Oh, we have an opportunity for you. We want to reduce your interest rate.”

“Well then,” I told Discover credit card’s rep, “please do so.”

“But we can’t unless you make twelve monthly payments in advance.” the credit card rep said.

“Well that won’t be happening. Goodbye and stop calling my house.”

Basically, credit cards are in a crunch like everybody else throughout the country and are feeling the pinch. Hence they are endeavoring to seduce people to pay up early, months in advance, after which they will immediately cancel their credit lines, or reduce their credit limit drastically according to the remaining amount owed.

That being said, beware and don’t give credit cards your money. It is far better to keep your cash and savings than to give it to them.

As a debt arbitrator who deals with credit card companies, if you get a third party who knows the ins and outs of the credit card business, you will have a huge advantage and can even save yourself thousands of dollars. If you are in over your head with a credit card company, before you fall for their bait and switch and get taken advantage of financially and put yourself more in harms way in this turbulent economy,  you owe it to yourself to hire a professional who can help you.

Email me stating exactly how much you owe and if you hire me to help you, I will only take a percentage of what I can save you with the credit card company.

www.PaulFDavis.com – consumer advocate and debt arbitrator battling the credit card mafia



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Filed under american greed, credit card balance, credit card bill collectors, credit card debt, credit card deception, credit card greed, credit card grief, credit card harassment, credit card mafia, credit card payments, credit card problems, credit card trouble, credit card woes, credit cards, deceit and lies

Debt, Debt & More Debt – Get Out Debt! Conquer Credit Card Debt & Bill Collectors w/ Debt Settlement

Help SAVE people thousands of dollars off of their debts, while making yourself hundreds of thousands of dollars by simply helping these individuals become “Debt Free” and saving them between 30-80% OFF of their debts.



A debt arbitrator, Harvard Business School trained negotiator, and Hofstra Law School trained mediator, Paul F. Davis can successfully negotiate with creditors for you and save you a lot of money.


A worldwide speaker, author, and NLP master practitioner, Paul knows how to use language to negotiate favorable deals and settlements for his clients.





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Just think about the potential. There are literally thousands of collection agencies in the United States who are trying to collect money from millions of consumers. These consumers will eventually have to pay these debts or file for bankruptcy.


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Filed under bill collectors, credit card debt, debt, debt settlement, get out of debt