Tag Archives: breach of contract

AAA Plus Lies, Deceit, Breach of Contract, and Unfair Billing Practices

I have been a AAA member since 1987 when I began driving. My grandfather U.S. Army Lt. Colonel Paul Krofchik had me on his account until I got my own AAA account on August 15, 2001.

I upgraded to AAA Plus on July 7, 2008 and when I was hit by a drunk driver who destroyed my car and nearly killed me on July 8, 2008 in Deland, FL I immediately called AAA for roadside assistance. They told me they could not be out to the site until two hours later, maybe an hour an a half at best. Deland policed removed my car against my will and towed it to an auto body shop.

When I called AAA the next day to come pick up my car, they refused to honor my newly purchased AAA Plus account telling me I must wait 3 days for it to be approved.  Meanwhile I had to pay an extra $25 a day while my car waited at the salvage yard to be picked up.

Ironically, after I called today to get the roadside assistance (that after a 3 day wait) I was told my father-in-law’s credit card had to be re-authorized.  After going through that grueling process with two AAA reps, my call was forwarded to what was to be a supervising dispatcher to get me a tow truck to transport my car from Orange City to Orlando.

As if I had not gone through enough hell already getting me to the membership rep 7044 Aurora Marinta who wonderfully took care of the membership issue telling me I did not need to pay any more and that the other rep was incorrect….then I got Mr. Gene Ford who asked me the same questions before processing my Friday morning July 11th, 10am appointment to tow my car.  Gene after digging deeper in his trusty computer realized Aurora had already dealt with and handle the matter of concern and proceeded to book me a tow truck for 10am Friday morning.

Then after all that aggravation, 5 minutes later I received a phone call from Heathrow, FL rep Faye Morgan who informed me the appointment would not stand because AAA only makes appointments on Tuesday thru Thursday, not on busy days such as Friday. Hence my long awaited appointment for a tow truck was canceled.

What is the moral of the story? Use another company other than AAA because their employees are not communicating properly nor accurately with one another. The consumer is being falsely promised services, contracts are being breached, services withheld, and lies with deception being fed the consumer.

The fact I am in pain physically and stress emotionally after being nearly killed by a drunk driver does not matter. As Mr. Ford said he has to first confirm my membership is current. As I told him it’s all about money, not serving people.

Unless you like such a gruelling experience, I advise you to look elsewhere than AAA.  I was to have service for both me and my wife, after 2 days of hell signing up.  Than on the 3rd day when I attempted to use their service, they raised their fees suddenly and now want to charge me another $28 to get my wife on the policy.

AAA stinks and your complaints should promptly be filed at the Better Business Bureau immediately.

To file a class action lawsuit against AAA, send your complaints to Paul F Davis and post them here by a comment.

Paul F Davis – consumer advocate


Paul F. Davis is a world-changing leadership & diversity speaker who has touched over 50 countries & 6 continents building bridges cross-culturally and empowering people throughout the earth to live their dreams!


Paul is the author of 14 books. Paul has appeared on numerous internationally broadcast radio shows from Oprah & Friends to Fox News Radio to talk about conflict resolution, peacemaking, foreign policy, and diplomacy. Playboy Radio’s Afternoon Advice host Tiffany Granath calls Paul an “awesome” relational coach and recommends his books on love, dating, and sexuality.


Academically outstanding Davis was trained in transformative mediation & conflict resolution (Hofstra Law School); strategic negotiations (Harvard Business School & U. of Washington); advanced interrogation (Reid & Associates founders of the polygraph); and NLP & Life Coaching (NLP & Coaching Institute of California).


Paul humorously and elegantly transforms individuals and organizations.


Paul’s organization Dream-Maker Inc. builds dreams, transcends limitations, & reconciles nations.


Paul worked at Ground Zero in NYC during 9/11; helped rebuild a home at the tsunami epicenter; comforted victims of genocide in Rwanda; spoke to leaders in East Timor during the war; inspired students & monks in Myanmar; promoted peace & reconciliation in Pakistan; and has been so deep into the bush of rural Africa where villagers had never before seen a white man.


Paul empowers people to love passionately and live fearlessly.





I’m prepared to sue AAA for lies, deceit, breach of contract, unfair billing practices and punitive damages.

Please report to the Better Business Bureau immediately any similar problems with AAA.

Paul F Davis – consumer advocate




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Filed under aaa, aaa plus, bad faith claim, breach of contract, conspiring to defraud, consumer advocacy, crime, legal matters, punitive damages, safety

USAA Bad Faith Claim and Punitive Damages Assessment for Breach of Contract

Beat your lying & cheating insurance company to get thousands more $$$ you deserve and paid for with your hard earned premiums for years. Get what you deserve from your accident & personal injury claim.


USAA’s appeal against R. Brent O’Neel was denied by the in the COURT OF APPEALS OF THE STATE OF NEW MEXICO on March 1, 2002, No. 27,334.

{1} Defendant (USAA) appeals the judgment entered in favor of Plaintiff (O’Neel) awarding damages and attorney fees for bad faith failure to pay a first party claim, breach of an insurance contract, and unfair insurance practices.

(2) Following the burglary of a house he was building near Tome, New Mexico, O’Neel submitted a claim under his USAA renter’s insurance policy. Under the terms of the policy, O’Neel was entitled to the replacement cost for personal property stolen in the burglary. Consequently, O’Neel submitted a claim to USAA requesting reimbursement in the amount $7052. USAA began an extensive investigation into O’Neel’s claim, which included two lengthy examinations of O’Neel under oath by USAA’s attorney. Based on its investigation and evaluation of O’Neel’s claim, USAA concluded that O’Neel overvalued the amount of his claim. Because of these ostensible overvaluations, USAA accused O’Neel of breaching the insurance contract by misrepresenting and concealing material facts and by failing to cooperate with the investigation. As a result, USAA denied O’Neel’s claim in its entirety. (3) Upon receiving notice that USAA denied his claim, O’Neel instituted this action to recover damages for bad faith breach of an insurance contract and unfair insurance claims practices. The district court referred the action to court-annexed arbitration, and the arbitrator’s award in favor of USAA was ultimately appealed de novo to district court. A jury trial was held at which both sides presented evidence concerning the extent to which Plaintiff did or did not overvalue his claim and cooperate with USAA’s investigation. Both sides also presented evidence from experts in the field of insurance claims practices to give their opinions on the reasonableness of USAA’s claims handling practices. Although O’Neel valued his claim at over $7000, the jury awarded O’Neel only $2500 in compensatory damages. However, the jury also found that USAA breached the insurance contract in bad faith and engaged in unfair insurance practices. The jury, therefore, awarded O’Neel an additional $20,000 in punitive damages. In addition, the district court subsequently awarded O’Neel over $64,000 in attorney fees.




What else do you know about USAA the watchful consumer should know, please tell me.

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